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How Much Home Is Right
For You?

Take Our One-Minute Home BuyAbility Test

Select the answer that best describes your situation in each question below.
When you're finished, click Add Up My Points.

Dependents (including yourself) Score:
One
2		 Two
2		 Three
2		 Four
1		 Five+
1
Years At Present Address Score:
Under 2
years
1		 2 to 4
years
2		 5 to 8
years
2		 9 to 14
years
3		 15 years
or more
4
Years With Present Employer Score:
Under 2
years
1		 2 to 4
years
3		 5 to 8
years
4		 9 to 15
years
5		 Over 15
years
6
Years With Previous Employer Score:
Under 2
years
1		 2 to 4
years
2		 5 to 8
years
2		 9 to 15
years
3		 Over 15
years
3
Gross Monthly Income Score:
Less
Than
$2,000
1		 $2,000
to
$2,600
2		 $2,601
to
$3,000
4		 $3,001
to
$3,600
5		 $3,601
to
$4,200
7		 $4,201
to
$4,600
9		 $4,601
to
$5,200
11		 $5,201
or
More
12
Approximate Savings: (passbook, money market, CDs, home equity-home value less mortgage balance) Score:
Less
Than
$10,000
1		 $10,000
to
$17,000
2		 $17,001
to
$26,000
4		 $26,001
to
$38,000
5		 $38,001
to
$46,000
7		 $46,001
to
$56,000
9		 $56,001
to
$65,000
11		 $65,001
or
More
12
Percent Of Monthly Income Remaining After Expenses (excluding monthly rent or mortgage payment) Score:
Under
10%
1		 10% to
25%
3		 26% to
33%
5		 34% to
50%
7		 Over
50%
9

To Find Out What Your Score Means, Click HERE

This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.